How to use this calculator
Enter your values in the fields above and click Calculate to see your results instantly. All calculations run in your browser — no data is sent to a server and results appear immediately. Click Clear to reset all fields and start over.
Understanding your inputs
Each input field is labeled with the specific value it expects. Hover over the ? hint icons (where present) for additional guidance on what each field means and what units to use. For best results, double-check that all your input values use consistent units before calculating.
Interpreting the results
Results are shown immediately after clicking Calculate. The highlighted result card shows the primary output — the value most people need. Additional cards show supporting calculations that provide context and help you verify the primary result makes sense. If results seem unexpected, re-check your inputs for typos or unit mismatches.
What This Calculator Estimates
DeFi (decentralized finance) protocols let you stake a token or supply liquidity to a pool and earn a yield, usually advertised as an APY (annual percentage yield) percentage. This calculator projects what a given principal amount would grow to if that advertised APY held steady over a chosen number of days, so you can compare a headline percentage to an actual dollar return over the time you actually plan to stay in a position.
It's meant for quickly sizing up a staking or liquidity-pool opportunity — for example, comparing a 90-day projection across two pools advertising different APYs, or checking whether a short-term farm is worth the gas cost of entering and exiting. It assumes the advertised rate holds constant for the entire period, which real DeFi yields rarely do — see the mistakes section below before treating any output as a promised return.
The Formula
Final Value = Principal × (1 + APY ÷ 100) Days ÷ 365. The entered APY is already the effective annual rate (compounding included), so after exactly 365 days the result equals Principal × (1 + APY).
- Principal — the dollar amount you're staking or supplying, in USD (or your chosen stablecoin value).
- APY % — the annual rate the protocol advertises, entered as a percentage (e.g., 10 for 10%).
- Days — how many days you hold the position, used both to set the number of daily compounding periods and to compute the average return per day.
Worked Example
Principal = $10,000, APY = 10%, Days = 365.
- Growth factor: (1 + 10%)365 ÷ 365 = 1.10
- Final value: $10,000 × 1.10 = $11,000.00
- Profit: $11,000.00 − $10,000 = $1,000.00
- Daily average: $1,000.00 ÷ 365 = $2.74/day
Notice the final value ($11,051.56) is slightly higher than a simple 10%-of-principal return ($11,000) — that's the effect of daily compounding over a full year.
Common Mistakes / How to Interpret the Result
- Treating APY as guaranteed and fixed. DeFi yields are usually variable and driven by trading volume, token emissions, or protocol incentives — the rate you see today can change tomorrow, so a long-Days projection at today's rate is a best-case scenario, not a forecast.
- Ignoring impermanent loss on liquidity-pool positions. If your yield comes from providing liquidity to a two-token pool rather than single-asset staking, price divergence between the two tokens can reduce your actual dollar return below what this yield-only projection shows.
- Forgetting gas and platform fees. Entering and exiting a position, and sometimes claiming rewards, costs gas — for small principal amounts over short periods, fees can eat a meaningful share of the projected profit.
- Entering an APR as if it were an APY. This calculator treats the number as an effective annual yield (APY), so it does not compound a second time. If a protocol advertises a simple APR, the real one-year return with daily reinvestment is higher than shown (a 10% APR becomes about 10.52% APY).
Frequently Asked Questions
What's the difference between APY and APR in DeFi?
Why does the calculator compound daily instead of using the APY directly?
Does this account for impermanent loss?
Is the projected profit taxable?
Related Calculators
- Crypto Profit Calculator — estimate net profit on a crypto trade after fees.
- NFT Gas Fee Calculator — estimate the gas cost of entering or exiting an on-chain position.
- Compound Interest Calculator — model compounding growth for traditional interest-bearing accounts.
Common Tip Percentages
| Service | Typical Tip Range | Notes |
|---|---|---|
| Restaurant (sit-down) | 15–20% | 20%+ for exceptional service |
| Food delivery | 10–20% | Consider extra for long distances |
| Taxi / rideshare | 10–20% | More for assistance with luggage |
| Hotel housekeeping | $2–5/night | Leave daily, not just at checkout |
| Barber / hair salon | 15–20% | On pre-discount total |
| Pizza delivery | 10–15% or $3–5 minimum | Higher in bad weather |
General Household Budget Ratios (50/30/20 Rule)
| Category | % of Net Income | Examples |
|---|---|---|
| Needs | 50% | Rent, groceries, utilities, insurance |
| Wants | 30% | Dining out, entertainment, hobbies |
| Savings / Debt | 20% | Emergency fund, retirement, extra payments |
Common Measurement Conversions for Everyday Use
| Quantity | US / Imperial | Metric Equivalent |
|---|---|---|
| 1 cup | 8 fl oz | 237 mL |
| 1 pint | 16 fl oz | 473 mL |
| 1 quart | 32 fl oz | 946 mL |
| 1 gallon | 128 fl oz | 3.785 L |
| 1 lb | 16 oz | 453.6 g |
| 1 ft | 12 in | 30.48 cm |