How the Monthly Income Hourly Calculator works
This tool converts an hourly wage into the pay figures most people actually plan around: what lands per week, per month, every other week, and for the full year. It applies the standard hours-times-rate method payroll systems use, including a separate overtime rate for hours worked beyond your regular schedule.
The formula
Weekly income combines regular and overtime pay: Weekly = (Hourly rate × Regular hours) + (Hourly rate × 1.5 × Overtime hours). From there, Annual = Weekly × Weeks worked per year, Monthly = Annual ÷ 12, and Biweekly = Weekly × 2. The 1.5× multiplier reflects the standard "time-and-a-half" overtime premium used under the U.S. Fair Labor Standards Act for non-exempt hourly employees; adjust the overtime hours to 0 if your situation doesn't include it.
Worked example
At $25/hour, 40 regular hours per week, no overtime, and 52 weeks worked: weekly income is $25 × 40 = $1,000. Annual income is $1,000 × 52 = $52,000, and monthly income is $52,000 ÷ 12 ≈ $4,333.33. Add 5 hours of weekly overtime at $25 × 1.5 = $37.50/hour, and weekly income rises to $1,187.50 — about $61,750 per year, or roughly $5,145.83 per month.
Why "weeks worked per year" matters
A full calendar year has 52 (or occasionally 53) weeks, but not everyone is paid for all of them. If you take unpaid time off, work seasonally, or want to see income net of unpaid weeks, lower the "weeks worked per year" input below 52 — the calculator will scale the annual and monthly figures down accordingly. For salaried full-time work with paid time off, 52 weeks is the standard assumption.
Gross pay, not take-home pay
Every figure here is gross income — before federal and state income tax, FICA (Social Security and Medicare), health insurance premiums, retirement contributions, or other payroll deductions. Actual take-home pay is lower and depends on your tax filing status, withholdings, and benefit elections, which this calculator does not model.