How roulette payouts work
Roulette payouts are not estimated — they are fixed ratios set by the rules of the game and identical at every legitimate casino. When a bet wins, the profit is simply your stake multiplied by the payout ratio, and the dealer also returns your original chips. So the two formulas that drive this calculator are:
- Profit (winnings) = stake × payout ratio
- Total return = stake × (payout ratio + 1) — your winnings plus the stake you get back
For example, a $10 straight-up bet pays 35:1, so the profit is 10 × 35 = $350 and the total handed back is 10 × 36 = $360. A $10 even-money bet on red pays 1:1, so profit is $10 and total return is $20.
The standard payout table
Every "inside" and "outside" bet covers a fixed number of the wheel's numbers, and its payout is set so that it would be a fair (break-even) bet if the wheel had no zero. Those zero pockets are exactly where the house makes its money.
- Straight-up (1 number): 35:1
- Split (2 numbers): 17:1
- Street (3 numbers): 11:1
- Corner / Square (4 numbers): 8:1
- Five-number / basket (0-00-1-2-3, American only): 6:1
- Six line (6 numbers): 5:1
- Column or Dozen (12 numbers): 2:1
- Even-money — Red/Black, Odd/Even, High (19–36)/Low (1–18) (18 numbers): 1:1
Win probability and the house edge
The payout ratio is the same on both wheels, but your chance of winning is not. A European (single-zero) wheel has 37 pockets; an American (double-zero) wheel has 38. The probability a bet wins is simply the count of numbers it covers divided by the total pockets. A straight-up bet wins 1 time in 37 on the European wheel (2.70%) and 1 time in 38 on the American wheel (2.63%).
Because winning bets are paid at the "no-zero" fair ratio while the zeros still exist, the casino keeps a long-run edge. The expected value per $1 staked is −1/37 = −2.70% on a European wheel and −2/38 = −5.26% on an American wheel, and this house edge is the same for nearly every bet type. The lone exception is the American five-number bet, whose edge is 7.89% — the worst wager on the table.